Microfinance Loan
PopularSmall-ticket credit for households and micro-entrepreneurs with flexible Everyday or Weekly repayment.
Starting from18% p.a.
- ₹5K–₹3L
- Everyday / Weekly EMI
- Paperless KYC
Montrosa microfinance
Apply for a microfinance loan
Small-ticket credit from ₹5K with Everyday or Weekly instalments — pick a product below for rates, documents, and apply flow.
Browse microfinance loanOur products
Choose the right microfinance loan
Each card opens a dedicated page with product-specific calculator, documents, and LMS application.
Joint-liability micro credit for self-help groups and joint liability groups.
Starting from16% p.a.
- Group guarantee
- Weekly collections
- Meeting-aligned EMI
Finance livelihood assets and micro-enterprise growth.
Starting from17% p.a.
- Livelihood focus
- Asset / stock finance
- Flexible EMI cycle
Seasonal farm and allied-activity credit with harvest-aligned tenure.
Starting from15% p.a.
- Seasonal tenure
- Allied agri support
- Everyday / Weekly EMI
Working capital for nano and micro businesses.
Starting from19% p.a.
- Daily sales friendly
- Everyday / Weekly EMI
- Quick top-up path
Emergency Micro Loan
QuickShort-tenure support for urgent household or medical needs.
Starting from20% p.a.
- Fast decision
- Short tenure
- Small ticket
Built for livelihoods and cash flow
Purpose-built microfinance variants — each links to its apply journey.
Livelihood & household
Everyday expenses and small productive needs.
SHG / group credit
Joint liability loans with meeting-aligned collections.
Income generation
Stock, tools, and working capital for micro traders.
Agri & allied
Seasonal farm credit aligned to harvest.
Nano enterprise
Daily-sales friendly working capital.
Emergency needs
Small-ticket urgent credit up to ₹50K.
Free credit insights
Check your credit score
A higher score improves loan approval odds. Sign in or verify your mobile for a personalised CIBIL-style report.
Why borrow with Montrosa
01
Cash-flow matched EMIs
Everyday or Weekly cycles built for microfinance.
02
Soft eligibility
Check provisional limits without a hard credit hit.
03
Phone + digital
Customer care by phone and email, plus online self-service through the loan life cycle.
04
End-to-end digital
e-KYC, e-sign, and statements in one LMS journey.
Microfinance FAQs
Answers to common queries about this product category.