Montrosa Investments Pvt Ltd · CIN U67120MH1994PTC078154
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RBI guidelines · Fair Practices Code

Grievance redressal

Your complaints matter to us. We resolve every grievance within 30 days, as required by RBI guidelines — and it is always free of charge.

Register a complaint

2 days

Acknowledgement

30 days

Full resolution

3 levels

Escalation path

Our process

How grievance resolution works

  1. Step 1

    File a complaint

    Submit the form below, email contact@montrosainvestments.com, call +91 79734 61755, or visit our Gurgaon office.

  2. Step 2

    Acknowledgement

    Receive a written acknowledgement with your ticket number within 2 working days.

  3. Step 3

    Investigation

    Our customer care team reviews your case and responds within 5 working days.

  4. Step 4

    Resolution

    A final resolution is provided within 30 days, as required by the Reserve Bank of India.

Escalation matrix

Grievance officers

Three levels of escalation — available Mon–Sat, 10:00 AM to 6:00 PM.

L1

Customer care

First point of contact · Response within 5 working days

Working hours

Mon–Sat, 10:00 AM to 6:00 PM

Acknowledgement

Within 2 working days

Registered office

406, Prospectus Chambers, 317 D N Road, Fort, Mumbai, Maharashtra, India - 400001

Not resolved within 15 days? Escalate to Level 2 — the Grievance Redressal Officer.

L2

Grievance Redressal Officer

Escalate after 15 days

Office

1715, Tower B, Emaar Digital Greens, Sohna Road, Gurgaon, Haryana

Quote your ticket number. The Grievance Redressal Officer responds to every escalated complaint within the 30-day resolution window.

L3

RBI Ombudsman

If unresolved beyond 30 days

If your complaint is not resolved within 30 days of filing it with us, or you are not satisfied with our reply, you may approach the RBI Integrated Ombudsman Scheme within one year of our reply.

RBI CMS complaint portalRBI Sachet portalReport unauthorised lending apps or unregistered lenders to the RBI.

Register your complaint

Acknowledged within 2 days · Resolved within 30 days

Under our Fair Practices Code, every complaint receives a written response within 30 days. Filing a grievance is free of charge.

Personal information
Complaint category *

0 characters · 50+ recommended

  • Strictly confidential
  • RBI guidelines
  • 30-day resolution
  • No charges

Resolution timeline

Timelines under our grievance policy

  1. Day 1

    Complaint submitted by the customer

  2. Day 2

    Written acknowledgement and ticket number issued

  3. Day 5

    First response or detailed progress update

  4. Day 15

    Escalation to the Grievance Redressal Officer opens

  5. Day 30

    Resolution deadline under RBI guidelines

  6. Day 30+

    Customer may approach the RBI Integrated Ombudsman

Your rights as a borrower

RBI mandate
  • Fair and transparent loan terms, disclosed in your Key Fact Statement
  • A copy of your sanction letter and loan agreement
  • Prepay your microfinance loan without a prepayment penalty
  • Protection against coercive or unlawful recovery practices
  • All charges and fees disclosed upfront
  • Escalate unresolved complaints to the RBI Integrated Ombudsman
  • Information in Hindi, English, or a language you understand
  • Raise complaints about any agent or service provider acting for us
FAQs

Frequently asked questions

Governance

Monitoring & oversight

Complaint register

Every complaint is logged with a ticket number, category, and resolution time.

RBI complaints

Complaints received through the Reserve Bank of India are tracked separately with their resolution times.

Monthly management review

The Grievance Redressal Officer reports complaint volumes and ageing to senior management every month.

Board oversight

A summary of customer complaints is placed before the Board of Directors every quarter.

Read our Fair Practices Code and consumer education literature.