Microfinance Loan
PopularSmall-ticket credit for households and micro-entrepreneurs with flexible Everyday or Weekly repayment.
Starting from18% p.a.
- ₹5K–₹3L
- Everyday / Weekly EMI
- Paperless KYC
Fund inventory, tools, livestock, or nano-enterprise expansion with tenure matched to business cash cycles and flexible Everyday / Weekly repayment.
Calculator
Income generation loan calculator
Estimate Everyday / Weekly instalments for income generation loan.
About 18 months · weeks matched to Weekly EMI.
Weekly installment
₹1,171
72 weekly payments
Principal₹75,000
Total interest₹9,295
Total payment₹84,295
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Check income generation loan eligibility
Soft eligibility first, pick an offer, then complete LMS apply (KYC → offer → e-sign → disburse).
- 1Eligibility
- 2Apply
- 3KYC
- 4Offer
- 5Disburse
Step 1: Soft check. Share income and amount, then pick Everyday or Weekly EMI — no hard enquiry.
Soft bureau check
No hard enquiry until you submit LMS apply.
Offer → sanction
Accept, e-sign, and verify bank details.
Documents ready
Aadhaar (mandatory)
256-bit secureData protected2 min to apply
Start this loan
Income Generation Loan · 17% p.a.
Recommended path: soft eligibility → pick a Montrosa plan → LMS application with prefilled amount and tenure.
Indicative terms
17% – 25% p.a. · fee Up to 2% · up to 36 months
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Income Generation Loan FAQs
Answers to common queries about this product category.