This Privacy Policy applies to Montrosa Investments Pvt Ltd (CIN U67120MH1994PTC078154), registered office 406, Prospectus Chambers, 317 D N Road, Fort, Mumbai, Maharashtra, India - 400001 (“Montrosa”, “we”, “us”), when you use our website montrosainvestments.com or our loan services.
Information we collect
- Name, mobile number, email, date of birth, and address
- KYC documents such as PAN, Aadhaar (masked), photograph, and address proof
- Income, employment or business details, and existing obligations
- Bank account details for disbursement and repayment mandates
- Device, log, and usage data needed for security and fraud prevention
How we use it
- Verify your identity and send OTPs
- Assess eligibility and creditworthiness
- Prepare your Key Fact Statement, sanction letter, and loan agreement
- Disburse funds, collect repayments, and send reminders and statements
- Comply with law, regulatory reporting, and fraud prevention
Who we share it with
- Credit information companies (credit bureaus), for credit checks and reporting
- KYC, e-sign, payment, and bank mandate service providers acting on our instructions
- Regulators, law-enforcement, or courts when required by law
We do not sell personal data. We do not access your phone contacts, photo gallery, or call logs.
Retention and security
We keep data for as long as your loan is active and afterwards for the period required by law. Access is restricted, and data is encrypted in transit.
Your rights and contact
To access, correct, or withdraw consent for your data, email contact@montrosainvestments.com or call +91 79734 61755.